Note: Club 720 does not guarantee approval or terms. Loan programs are subject to change based on lender criteria and market conditions.
This list is updated regularly as new products are submitted by our lending partners.
It’s a curated network of Club 720-approved lenders offering a variety of down payment assistance and affordable mortgage loan programs in Illinois—even while the Cook County DPA program is paused.
These programs are designed to serve a broad range of buyers—including first-time and repeat buyers, self-employed individuals, and those looking for low down payment, flexible credit, or income-based financing options. No matter your situation, there’s something here for you.
All lenders are Club 720 Verified—meaning they’ve committed to transparency, responsiveness, and a buyer-focused approach in line with our organization’s standards.
The lender and product listings are refreshed regularly as new programs and partnerships are added.
Typically, lenders require employment and income information, asset information, debt and liabilities, and proof of residence. They will pull your credit report to check your score, history and debt-to-income ratio.
Club 720 partners are required to respond within 24 hours of receiving your eligibility form.
No. Program eligibility only helps match you with potential options. Final loan approval and terms are determined by each lender, based on their underwriting criteria.
Not at all. Club 720 conducts a soft credit pull to verify your self-reported score before connecting you with a lender.
Log into the Club 720 app, tap “Add Goal & Check Eligibility,” complete the eligibility form and you’ll be guided to available programs and lender matches.
No—Club 720 uses a soft credit pull to determine potential eligibility. A lender may request a hard pull later in the actual loan process.
The Cook County DPA program is currently paused, and we do not yet have a confirmed reopening date. For the latest updates on program availability, visit club720.org/cookcounty-dpa.
