How it works

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How Club 720 Works: Your Path to Homeownership, Simplified

Designed to empower you to build wealth, improve your credit, and achieve the dream of owning your home

Club 720 is more than just a platform—it’s your partner in navigating the complexities of homeownership. Whether you’re working to improve your credit, save for a down payment, or explore financing options, we’ve designed a step-by-step process to make your goals achievable.

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Step-by-Step Guide

Follow Our Simple Process

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Sign Up and Create Your Profile

Your journey starts here.

  1. Download the Club 720 app or sign up online for free.
  2. Complete a quick profile to help us understand your goals whether it’s homeownership, credit improvement, or financial planning.

What you’ll get: Personalized recommendations and access to our powerful suite of tools.

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Discover Your Pathway

Customized solutions for your unique goals.

  1. Use our AI-driven Virtual Coach to identify opportunities to improve your credit score, increase savings, and access down payment assistance programs.
  2. Explore resources like the Wealth Calculator, Home Affordability Calculator, and more. Why this matters: Every person’s financial journey is different. Our tools and recommendations are tailored to your specific needs.

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Connect with Experts and Resources

Real help, when you need it.

  1. Get matched with HUD-certified housing counselors, lenders, and financial coaches.
  2. Access exclusive Club 720 services, like Down Payment Assistance and Credit Builder Loans.

The difference: We connect you with trusted partners who can guide you every step of the way.

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Build and Execute Your Plan

Achieve milestones with confidence.

  1. Follow your personalized action plan, complete with specific steps and timelines.
  2. Receive one-on-one coaching to stay on track, whether it’s boosting your credit or securing financing.

Stay motivated: With real-time progress tracking, you’ll see how each step gets you closer to your goals.

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homeownership

Achieve Homeownership

Turn your goals into reality.

  1. Use your improved financial standing to qualify for mortgages and secure your dream home.
  2. Leverage Club 720’s tools to continue building wealth after you’ve achieved homeownership.

Celebrate success: We’re with you beyond the purchase—offering ongoing support to help you thrive.

Unique Tools Just for You

Explore What We Offer

Club 720 offers a range of innovative tools and resources to help you succeed on your path to homeownership.

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AI-Powered Tools: Access smart tools that analyze your financial situation and suggest actionable steps.

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Personalized Coaching: Work with real experts who care about your success.

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Seamless Connections: From lenders to down payment programs, everything you need is in one place.

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No Hidden Fees: Transparency is our promise. Club 720 is designed to empower, not exploit.

FAQ

Helping Homebuyers

Got questions? Here are the answers to some common questions about Down Payment Assistance.

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Congrats on taking the first step with us! You’ll want to first figure out how much home you can afford – our trusted lending partners can help with this. Head over to the app and submit a homebuyer eligibility form to get started.

Yes, but your lender must first become a correspondent lender of the program. Please visit our Partners page for more information.

The area in which you are looking to purchase your home will determine the amount you’re eligible for. Refer to the program benefits for more information.

That is up to you! Once you’ve completed and submitted all necessary paperwork, provided to you by your lender, the process should move very quickly. Your lender can provide a more accurate timeframe.

Typically, lenders require employment and income information, asset information, debt and liabilities, and proof of residence. They will pull your credit report to check your score, history and debt-to-income ratio.

Club 720 partners are required to respond within 24 hours of receiving your eligibility form.

You’ll need to open your homebuyer eligibility form on the app and pick up where you left off by choosing an available program. This way, we can match you with the tools you need to utilize that program, like a lender or coach.

Not at all. Club 720 conducts a soft credit pull to verify your self-reported score before connecting you with a lender.

Club 720: Stay Informed. Stay Connected.

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