Hoosier Homes Plus: Homebuyer Assistance Program

Hoosier Homes Plus: Homebuyer Assistance Program

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Select Indiana Counties: 5% Down Payment Aid

Hoosier Homes Plus is an enhanced version of the Hoosier Homes program, offering even more support to homebuyers in select counties. If you’re buying in a county that has invested in the Hoosier Homes Plus program, you can receive the full 5% in down payment assistance! This is a big boost to help make homeownership more affordable. Only a few counties qualify, and they’re listed below. Check to find out if your county is included!

If your county qualifies, download the app or click the blue ‘Get Started’ button at the top of your screen to see if you are eligible for the program.

FIND OUT IF YOU ARE ELIGIBLE
Program Benefits

Homeownership Should Be Achievable

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First-time & repeat homebuyers

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5% down payment & closing cost aid

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30-year fixed rate mortgage loans

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Competitive loan rates

Program Requirements

*Current year: 2025 - Income limits subject to change each year.

Cook County Down Payment Assistance Program

640+ credit score needed

down payment and closing cost assistance

Must earn within income limit

Cook County Down Payment Assistance Program

Complete homebuyer education (if first-time homebuyer)

Hoosier Homes Plus: Homebuyer Assistance Program

Purchase within an approved county

Cook County Down Payment Assistance Program

Purchase a single-family detached, townhome, condo, or PUD

FWHA Hoosier Homes Income Limits by County Regardless of Family Size

Hoosier Homes Plus Income Limits

Jurisdiction 140% AMI Limit
Allen County $123,200
Adams County $113,540
DeKalb County $120,260
Huntington County $113,820
Kosciusko County $126,980
LaGrange County $131,320
Noble County $123,200
Steuben County $131,180
Wabash County $116,060
Wells County $125,300
Whitley County $123,200
Vigo County $107,100
Approved Lenders

Reliable Lenders for Your Mortgage Needs

FAQ

Helping Homebuyers

Here are answers to common questions about down payment assistance.

Congrats on taking the first step with us! You’ll want to first figure out how much home you can afford – our trusted lending partners can help with this. Head over to the app and submit a homebuyer eligibility form to get started.

Yes, but your lender must first become a correspondent lender of the program. Please visit our Partners page for more information.

The area in which you are looking to purchase your home will determine the amount you’re eligible for. Refer to the program benefits for more information.

That is up to you! Once you’ve completed and submitted all necessary paperwork, provided to you by your lender, the process should move very quickly. Your lender can provide a more accurate timeframe.

Typically, lenders require employment and income information, asset information, debt and liabilities, and proof of residence. They will pull your credit report to check your score, history and debt-to-income ratio.

Club 720 partners are required to respond within 24 hours of receiving your eligibility form.

You’ll need to open your homebuyer eligibility form on the app and pick up where you left off by choosing an available program. This way, we can match you with the tools you need to utilize that program, like a lender or coach.

Not at all. Club 720 conducts a soft credit pull to verify your self-reported score before connecting you with a lender.

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