At Club 720, we’ve created a revolutionary approach to addressing the housing crisis and wealth gap through efficient housing production systems. Our platform combines technology, strategic partnerships, and innovative financing models to empower local governments, developers, and communities to build sustainable housing solutions that meet today’s growing demand.
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To make housing affordable while creating pathways to generational wealth through education, innovation, and community-focused solutions.
A world where every individual has the opportunity to build wealth through homeownership, strengthening communities and transforming lives.
The H.O.M.E. Method is Club720’s unique framework designed to simplify the path to homeownership. This innovative method highlights four key pillars — Housing Optimization through Market Empowerment.
A Comprehensive Solution
We don’t just focus on one aspect of the journey. Club 720 provides a complete system—integrating personalized coaching, cutting-edge financial tools, and exclusive access to down payment assistance programs—all designed to make homeownership attainable for everyone.
A Focus on Wealth Building
Our goal isn’t just to get you into a home; it’s to help you build wealth. Through our unique approach, we help you create a foundation for long-term financial success, making housing an asset that supports generational wealth.
Community-Driven Innovation
At the heart of everything we do is a commitment to communities. We partner with local governments, nonprofits, and mission-aligned organizations to deliver impactful solutions tailored to the needs of the people we serve.
Empowerment
Workshops and resources to increase financial literacy"Club 720 was born out of a vision to create a better way to address the housing crisis and bridge the wealth gap in America. After years of working in housing and community development, our founder, Heather Presley-Cowen, saw the challenges families faced in accessing affordable housing and building wealth. Inspired by these experiences, she developed the H.O.M.E. (Housing Optimization through Market Empowerment) Method—a system that empowers individuals while creating sustainable housing solutions. Today, Club 720 brings this vision to life by combining innovative technology with community-driven strategies, helping families nationwide turn dreams into reality."
"We’re a passionate group of financial coaches, housing experts, and community advocates, united by a common goal: to empower you to achieve financial freedom and homeownership. Meet the faces behind Club 720, who are here to support you every step of the way." (Optional: Include photos and short bios for key team members.)
Unlock grants, loans, and resources to make buying a home possible.
Receive one-on-one support to improve your credit, create budgets, and achieve pre-approval.
Leverage our AI-driven calculators, financial dashboards, and virtual coaching for actionable insights.
Learn the ins and outs of homeownership, credit building, and wealth creation through engaging workshops and courses.
Got questions? Here are the answers to some common questions about Down Payment Assistance.
Club 720 can connect you with approved lenders through our platform.
Yes, DPA funds can be applied to closing costs, including real estate agent commissions.
You may need to repay the balance of the forgivable loan, minus the portion already forgiven.
No, the program is open to both first-time and repeat homebuyers.
Borrowers must meet minimum credit score and income requirements, which vary by community. The Cook County Down Payment Assistance Program uses the Club 720® mobile app to provide borrowers with almost instant results on initial eligibility. This is by no means an approval, but it does mean you’ll soon be connected with a participating, trusted lender partner.
No worries! We are always adding programs and products that vary in credit score requirements. If the Cook County Down Payment Assistance Program won’t be a good fit for you at this time, you will be presented with other programs that you’re eligible for on Club 720, including our Accountability Coaching Program, which is designed to prepare you to purchase a home through this program. We also encourage you to take advantage of all that Club 720 has to offer: free credit building courses, money management training, coaching and more to help prepare you for your home buying goals. Remember, it might be a “not now”, but it’s never a “no.” You can do this!
