How it works

How Club 720 Works: Your Path to Homeownership, Simplified

Discover a personalized journey that empowers you to build wealth, improve your credit, and achieve the dream of owning your home.

Club 720 is more than just a platform—it’s your partner in navigating the complexities of homeownership. Whether you’re working to improve your credit, save for a down payment, or explore financing options, we’ve designed a step-by-step process to make your goals achievable.

Contact us today
Step-by-Step Guide

Follow Our Simple Process

Features That Make Club 720 Unique

Explore What We Offer

Club720 offers a range of innovative tools and resources to help you succeed on your path to homeownership.

get personalized support

AI-Powered Tools: Access smart tools that analyze your financial situation and suggest actionable steps.

Personalized Coaching: Work with real experts who care about your success.

Seamless Connections: From lenders to down payment programs, everything you need is in one place.

No Hidden Fees: Transparency is our promise. Club 720 is designed to empower, not exploit.

FAQ

Helping First-Time Homebuyers

Got questions? Here are the answers to some common questions about Down Payment Assistance.

Explore More

Club 720 can connect you with approved lenders through our platform. 

Yes, DPA funds can be applied to closing costs, including real estate agent commissions.

You may need to repay the balance of the forgivable loan, minus the portion already forgiven.

No, the program is open to both first-time and repeat homebuyers.

Borrowers must meet minimum credit score and income requirements, which vary by community. The Cook County Down Payment Assistance Program uses the Club 720® mobile app to provide borrowers with almost instant results on initial eligibility. This is by no means an approval, but it does mean you’ll soon be connected with a participating, trusted lender partner.

No worries! We are always adding programs and products that vary in credit score requirements. If the Cook County Down Payment Assistance Program won’t be a good fit for you at this time, you will be presented with other programs that you’re eligible for on Club 720, including our Accountability Coaching Program, which is designed to prepare you to purchase a home through this program. We also encourage you to take advantage of all that Club 720 has to offer: free credit building courses, money management training, coaching and more to help prepare you for your home buying goals. Remember, it might be a “not now”, but it’s never a “no.” You can do this!

Good question! After submitting your homebuyer eligibility form, you’ll be presented with the programs you are eligible for instantly! From there, you can select which program you’d like to move forward with so that we can connect you with a Club 720 lending partner who offers that program. Getting connected with a Club 720 lending parter can take up to two business days.

Stay Informed, Stay Connected

Join our newsletter and be the first to know about the latest updates, exclusive content, and upcoming events from Club 720®.